413 Masters Drive

Cross Junction, VA
$ 509,900 Beds 4 Baths 3.5 Sq 2,994
Monthly Estimate* How much can I afford?

Welcome to Lake Holiday Estates! This stunning contemporary home offers 2,994 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3.5 baths, and an exceptional setting backing to open common area and parkland. From the moment you step inside, youll appreciate the abundance of natural light, skylights, rich wood flooring, and inviting finishes throughout. The heart of the home is the spacious kitchen, featuring a double oven, electric cooktop, built-in microwave, generous center island, breakfast area, and convenient wine storage. The kitchen opens seamlessly to the family room, creating the perfect gathering space for everyday living and entertaining, complete with a cozy fireplace. The main-level primary suite provides a private retreat with a luxurious en-suite bath. Two additional bedrooms offer flexibility for family, guests, or a home office, while the second luxurious primary suite provides an exceptional option for extended family, guests, or additional privacy. Step outside to the beautifully landscaped .27-acre level lot, where an expansive deck with awning provides the perfect setting for morning coffee, outdoor dining, or relaxing while enjoying the peaceful surroundings. The property adjoins public land and backs to open common areas and parkland, creating a wonderful sense of privacy and space. An attached 2-car garage with opener and interior access, paved driveway, ceiling fans, and window treatments add to the home's everyday convenience. Lake Holiday Estates offers an incredible lifestyle with gated access and an impressive array of amenities, including a beach club, fitness center, walking trails just outside your back door, basketball courts, picnic areas, and a dog park. Conveniently located near the community entrance and bus stop, this home combines comfort, privacy, convenience, and resort-style living in one exceptional setting. Come see everything this Lake Holiday home has to offeryou may not want to leave!

ACTIVE

  • Price
  • $ 509,900
  • City
  • Cross Junction
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.27 Acres
  • Zip
  • 22625
  • Sqr Footage
  • 2,994
  • Year Built
  • 1988
  • Taxes
  • $ 2356
  • Style
  • Contemporary
  • MLS#
  • VAFV2044730
Listed By: Frank Armstrong IV with Colony Realty - 5406620323;
Data Source: Bright MLS

Features

General

Living Area 2994
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Utilities Cable TV Available,Electric Available,Phone Available,Propane,Water Available,Sewer Available
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave,Disposal,Microwave,Oven - Double,Oven/Range - Electric,Dishwasher,Cooktop
Zoning R5
HOA Fee 156.00
Garage Spaces 2.00
Association Fee Includes Management,Pier/Dock Maintenance,Reserve Funds,Common Area Maintenance,Health Club,Other
Patio/Porch Features Deck(s)
Architectural Style Contemporary
Construction Materials Wood Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Exclusions washer,dryer
Year Built 1988
View Garden/Lawn,Park/Greenbelt,Scenic Vista
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Baseball Field,Basketball Courts,Beach,Beach Club,Bike Trail,Boat Ramp,Club House,Common Grounds,Dog Park,Exercise Room,Fitness Center,Gated Community,Jog/Walk Path,Lake,Party Room,Pickleball Courts,
HOA Yes
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From the front gate: turn left onto Masters Drive,property will be on the right.
City CROSS JUNCTION
Body of Water Lake Holiday
Association Name LAKE HOLIDAY COUNTRY CLUB
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 11775.00
Tax Assessed Value 490900.0
Tax Annual Amount 2356.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Number of Community Slips 110
Number of Community Docks 2
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 170.31
Vacation Rental Y/N No
Total SQFT 2994
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 248

Interior Features

Interior Amenities Breakfast Area,Ceiling Fan(s),Combination Kitchen/Living,Family Room Off Kitchen,Kitchen - Eat-In,Kitchen - Gourmet,Kitchen - Island,Primary Bath(s),Skylight(s),Window Treatments,Wood Floors,Wine Sto
Heating Fuel Electric
Flooring Carpet,Ceramic Tile,Hardwood,Vinyl
Total Fireplaces 2
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2994
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Room Type Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Breakfast Room,Great Room,In-Law/auPair/Suite,Laundry,Loft,Bathroom 2,Primary Bathroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Awning(s)
Pool No Pool
Parking Features Asphalt Driveway,Paved Driveway,Paved Parking
Lot Features Adjoins - Public Land,Backs - Open Common Area,Backs - Parkland,Cleared,Front Yard,Landscaping,Level,Open,Rear Yard
Water Source Community,Private/Community Water
Inclusions large mirror in front room,window treatments,cabinets in garage,awning
Total Parking Spaces 2
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage
Foundation Details Block
Water View Y/N No
Lot Size Acres 0.27
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N No
Water Access Features Boat - Length Limit,Boat - Powered,Canoe/Kayak,Fishing Allowed,Public Access,Swimming Allowed,Waterski/Wakeboard
Horse Y/N No
Number of Docks 1
Land Assessed Value 58000.00
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features None

Room Details

Bathroom 2 Upper 1
Bedroom 2 Upper 1 Flooring - Carpet
Bedroom 3 Upper 1 Flooring - Carpet
Breakfast Room Main Flooring - Vinyl,Ceiling Fan(s),Breakfast Nook
Family Room Main Fireplace - Other,Flooring - Carpet
Great Room Main Cathedral/Vaulted Ceiling,Ceiling Fan(s),Fireplace - Other,Flooring - HardWood
In-Law/auPair/Suite Main Bathroom - Jetted Tub,Bathroom - Walk-In Shower
Kitchen Main Breakfast Room,Double Sink,Flooring - Vinyl,Island,Kitchen - Eat-in,Dining Area,Countertop(s) - Solid Surface
Laundry Main
Loft Upper 1
Primary Bathroom Upper 1 Bathroom - Walk-In Shower,Double Sink,Countertop(s) - Quartz,Flooring - Ceramic Tile
Primary Bedroom Upper 1 Flooring - Carpet,Walk-In Closet(s),Window Treatments

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/11/2026 Listed $509,900

Property vs Zip Code Average in 22625

Price
AVG $590K
$510K
Taxes
AVG $32,183
$2,356
Year Built
AVG 2002
1988

In The Neighborhood

Areas That We Cover

413 Masters Drive Cross Junction, VA is a Single Family Home for sale at $509900 with 2994 sqft and a lot size of 0.27 Acres Acre(s). 413 Masters Drive Cross Junction has 4 bedrooms, 3 baths and was built in 1988. The property's zip code is 22625 which is in Cross Junction, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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