111 Waterside Lane

Cross Junction, VA
$ 649,900 Beds 6 Baths 3.5 Sq 4,182 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your very own treehouse! Nestled within the prestigious Lake Holiday Estates, this exquisite Colonial residence offers an exceptional setting defined by luxury and tranquility. Spanning an impressive 4,182 square feet, this meticulously crafted home features six spacious bedrooms and four and a half elegantly appointed bathrooms, providing ample space for both relaxation and entertainment. As you enter, you are greeted by a grand foyer that sets the tone for the sophisticated design throughout. Expansive windows fill the home with natural light while capturing beautiful views of Lake Holiday, creating a stunning backdrop throughout the main living spaces. The heart of the home boasts a cozy fireplace, perfect for intimate gatherings or quiet evenings while taking in the scenery beyond. The fully finished basement offers additional living space, ideal for a home theater, game room, or personal gym, catering to your every leisure need. The allure of this property extends beyond its walls, as it is strategically positioned to embrace the serene beauty of its surroundings. Lake views can be enjoyed from multiple vantage points throughout the home, with walls of windows drawing the outdoors in and showcasing the water and surrounding landscape. With direct access to the pristine waters of Lake Holiday, enjoy boating, fishing, and lakeside picnics, all just steps from your door. The navigable waters invite you to explore the lake's hidden coves and scenic vistas, making every day an adventure. The outdoor space is a sanctuary of relaxation, featuring a private heated swim spa that promises rejuvenation after a long day. Imagine unwinding under the stars, surrounded by the soothing sounds of nature while enjoying the warmth of your own personal retreat. The expansive lot provides ample room for outdoor gatherings, while the deck offers another inviting place to relax, entertain, and take in the shimmering lake views. This residence is not just a home; it is a gateway to an extraordinary way of life where luxury meets nature. Experience the perfect blend of comfort and sophistication, where every detail has been thoughtfully curated to enhance daily living. Embrace the opportunity to own a piece of paradise in Lake Holiday Estates, where beautiful lake views, natural surroundings, and an exceptional community setting come together.

ACTIVE

  • Price
  • $ 649,900
  • City
  • Cross Junction
  • Bedrooms
  • 6
  • Full Bathrooms
  • 3
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.25 Acres
  • Zip
  • 22625
  • Sqr Footage
  • 4,182
  • Year Built
  • 2004
  • Taxes
  • $ 2739
  • Style
  • Colonial
  • MLS#
  • VAFV2044560
Listed By: Katrina M Smith with Samson Properties - 5403484911;
Data Source: Bright MLS

Features

General

Living Area 4182
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Utilities Propane
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave,Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Icemaker,Microwave,Oven - Self Cleaning,Oven/Range - Gas,Oven/Range - Electric,Stainless Steel Appliances,Six Burner Stove,Wash
Zoning R5
HOA Fee 156.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Security Gate,Snow Removal,Trash
Patio/Porch Features Deck(s),Patio(s),Porch(es)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 2004
View Scenic Vista,Water
Levels 2.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility 2+ Access Exits
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Basketball Courts,Beach,Club House,Common Grounds,Community Center,Dog Park,Gated Community,Meeting Room,Tennis Courts,Tot Lots/Playground,Volleyball Courts,Water/Lake Privileges
HOA Yes
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From Winchester: Take US-522 N toward Cross Junction. Turn left onto Red Oak Rd,then left onto Redland Rd. Continue to the Lake Holiday entrance. After entering the community,follow Lakeview Pkwy to
City CROSS JUNCTION
Body of Water Lake Holiday
Disclosures Prop Disclosure
Association Name LAKE HOLIDAY HOA
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10890.00
Tax Assessed Value 570700.0
Spa Features Heated,Private
Tax Annual Amount 2739.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 247.49
Acceptable Financing Cash,Conventional,FHA,VA
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Virtual Tour https://media.absolutealtitude.us/111-Waterside-Ln/idx
Total SQFT 4182
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 1209
Association Recreation Fee No

Interior Features

Interior Amenities 2nd Kitchen,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Exposed Beams,Family Room Off Kitchen,Floor Plan - Open,Kitchen - Island,Pantry,Kitchenette
Heating Fuel Propane - Owned
Basement Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Walkout Level,Windows
Total Fireplaces 1
Fireplace Features Gas/Propane,Stone
Hot Water Bottled Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2626
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 6
Below Grade Finished Area 1556
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Foyer,Sun/Florida Room,Laundry,Loft,Mud Room,Storage Room,Media Room,Bedroom 6,Bathroom 1,Bathroom 2,Bathroom 3
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Basement,Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 3
Bedrooms Count All Upper Levels 2
Bedrooms Count Lower Level 1 3
Bedrooms Count Upper Level 1 2
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Side Entry,Garage Door Opener,Inside Access,Oversized
Type of Parking Attached Garage
Foundation Details Block,Active Radon Mitigation
Spa Yes
Water View Y/N Yes
Lot Size Acres 0.25
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N No
Water Access Features Public Access,Public Beach,Waterski/Wakeboard,Swimming Allowed,Fishing Allowed,Canoe/Kayak,Boat - Powered
Horse Y/N No
Land Assessed Value 58000.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2

Room Details

Bathroom 1 Upper 1
Bathroom 2 Upper 1
Bathroom 3 Lower 1
Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Lower 1
Bedroom 5 Lower 1
Bedroom 6 Lower 1
Bonus Room Lower 1
Dining Room Main
Foyer Main
Half Bath Main
Kitchen # 2 Lower 1
Kitchen Main
Laundry Main
Laundry # 2 Lower 1
Living Room Main
Loft Upper 1
Media Room Lower 1
Mud Room Lower 1
Primary Bathroom Main
Primary Bedroom Main
Storage Room # 2 Lower 1
Storage Room Upper 1
Sun/Florida Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/4/2026 Listed $649,900

Property vs Zip Code Average in 22625

Price
AVG $580K
$650K
Taxes
AVG $31,047
$2,739
Year Built
AVG 2002
2004
Visits
AVG 388
79
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

111 Waterside Lane Cross Junction, VA is a Single Family Home for sale at $649900 with 4182 sqft and a lot size of 0.25 Acres Acre(s). 111 Waterside Lane Cross Junction has 6 bedrooms, 3 baths and was built in 2004. The property's zip code is 22625 which is in Cross Junction, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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