105 Emerald Cove Road

Reedville, VA
$ 479,900 Beds 3 Baths 2.5 Sq 1,848
Monthly Estimate* How much can I afford?

Located in the Twin Harbors community of Reedville, this waterfront home offers a wonderful opportunity to enjoy life on the water for under $500,000. Set on approximately 0.9 acres along Owens Pond, the property combines a waterfront setting with access to a community sand beach on the Chesapeake Bay. Inside, the approximately 1,800-square-foot home features three bedrooms and two-and-a-half baths, including a first-floor primary suite. Vaulted ceilings, abundant natural light, water views, and a new gas log fireplace highlight the main living area, while the open living, dining, and kitchen spaces extend to a spacious waterfront deck. Upstairs, a loft provides flexible space for guests, an office, or additional living space. A detached two-car garage offers plenty of room for vehicles, storage, and recreational gear. Outside, the property includes a private dock with power and a boat lift. With waterfront living, community beach access, and a Reedville location, 105 Emerald Cove Road offers a unique opportunity to own a Northern Neck waterfront home at an approachable price point. Owens Pond has a controlling depth at its entrance to the Chesapeake Bay.

ACTIVE

  • Price
  • $ 479,900
  • City
  • Reedville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • NORTHUMBERLAND
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.9 Acres
  • Zip
  • 22539
  • Sqr Footage
  • 1,848
  • Year Built
  • 1998
  • Taxes
  • $ 2317
  • Style
  • A-Frame,Chalet,Coastal,Cape Cod
  • MLS#
  • VANV2002252
Listed By: Anjelica Crockett with Middle Bay Realty - 8044361150;
Data Source: Bright MLS

Features

General

Living Area 1848
Sewer Public Sewer
Heating Other
Cooling Heat Pump(s)
Possession Settlement
Zoning RESIDENTIAL
HOA Fee 275.00
Garage Spaces 2.00
Architectural Style A-Frame,Chalet,Coastal,Cape Cod
Construction Materials Vinyl Siding
School District NORTHUMBERLAND COUNTY PUBLIC SCHOOLS
Year Built 1998
Levels 1.5
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility None
Assoc Fee Paid Per Annually
County NORTHUMBERLAND
New Construction No
Property Type Residential
HOA Yes
Subdivision Name TWIN HARBORS
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions From Burgess: Rte 360 to Reedville; Left on Fleeton Rd; Left on Blackberry Rd; Right on Twin Harbor Dr; Left on Emerald Cove Rd; Home on left
City REEDVILLE
Body of Water Owens Pond
Association Name TWIN HARBORS HOMEOWNERS ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 39204.00
Tax Assessed Value 454400.0
Tax Annual Amount 2317.44
Structure Type Other
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 259.69
Vacation Rental Y/N No
Total SQFT 1848
Standard Status Active
Year Built Source Estimated

Interior Features

Heating Fuel Electric,Propane - Leased
Total Fireplaces 1
Fireplace Features Corner,Gas/Propane
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1848
Half Baths 1
Central Air Y/N No
Total Bedrooms 3
Main Level Bedrooms 2
LivingAreaSource Estimated
Bedrooms Count All Upper Levels 1
Bedrooms Count Upper Level 1 1
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Private Beach
Pool No Pool
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Detached Garage,Driveway
Water View Y/N No
Lot Size Acres 0.90
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N Yes
Water Access Features Private Beach,Private Access
Land Assessed Value 108000.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Detached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northumberland Elementary School
Middle School Northumberland Middle School
High School Northumberland High School

Price History

8/26/2026 Listed $479,900

Property vs Zip Code Average in 22539

Price
AVG $560K
$480K
Taxes
AVG $2,323
$2,317
Year Built
AVG 1981
1998
Visits
AVG 77
40
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

105 Emerald Cove Road Reedville, VA is a Single Family Home for sale at $479900 with 1848 sqft and a lot size of 0.9 Acres Acre(s). 105 Emerald Cove Road Reedville has 3 bedrooms, 2 baths and was built in 1998. The property's zip code is 22539 which is in Reedville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Valeria Valero Olmos

Valeria Valero Olmos

410-381-3331

Find your home's value