6420 Ivy Terrace

Elkridge, MD
$ 615,000 Beds 5 Baths 3.5 Sq 2,350 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 6420 Ivy Terrace, a beautifully updated single-family home offering over 2,400 square feet of thoughtfully designed living space in the sought-after Harwood Park community of Howard County. With 5 bedrooms, 3.5 bathrooms, and a picturesque setting back to Harwood Park, this exceptional residence seamlessly blends modern updates, timeless features, and natural beauty. From the moment you arrive, you'll appreciate the home's inviting curb appeal, fresh landscaping, and tranquil surroundings. Step inside to discover gleaming hardwood floors, soaring 9-foot ceilings, abundant natural light, and breathtaking views that create a warm and welcoming atmosphere throughout the main level. The open-concept living and dining rooms are accented by elegant crown molding and offer easy access to the rear deck, where you can enjoy your morning coffee overlooking the treetops while listening to the peaceful sounds of the stream that meanders through the rear of the property. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinetry, granite countertops, stainless steel appliances, decorative backsplash, pendant lighting, a center island, a custom coffee bar, and a light-filled bow window that frames the stunning natural views. A convenient powder room completes the main level. Upstairs, retreat to the spacious primary suite featuring ample closet space and a luxurious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished walkout lower level provides exceptional versatility, offering a spacious family room with direct access to the patio and backyard, where scenic views of the stream and surrounding greenery create a peaceful retreat. This level also includes a fifth bedroom, full bath, and laundry room, making it ideal for guests, multi-generational living, or a private home office. Additional highlights include an attached garage. Recent updates include kitchen and lower-level LVP flooring, microwave, painted kitchen cabinets, stove, refrigerator, HVAC, garage/ gym, and more! Ideally located near Harwood Park, playgrounds, basketball courts, community events, BWI Airport, Fort Meade, and major commuter routes including I-95, Route 295, and Route 100, this home offers the perfect combination of convenience, comfort, and natural beauty. Thoughtfully updated and impeccably maintained, 6420 Ivy Terrace is a rare opportunity to enjoy spacious living in one of Howard County's most desirable communities.

ACTIVE

  • Price
  • $ 615,000
  • City
  • Elkridge
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • HOWARD
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.18 Acres
  • Zip
  • 21075
  • Sqr Footage
  • 2,350
  • Year Built
  • 1998
  • Taxes
  • $ 6500
  • Style
  • Colonial
  • MLS#
  • MDHW2068138
Listed By: Martin V Willigan Jr. with Northrop Realty - 4105310321;
Data Source: Bright MLS

Features

General

Living Area 2350
Sewer Public Sewer
Heating Heat Pump(s),Zoned
Cooling Ceiling Fan(s),Central A/C,Zoned
Possession Negotiable
Roof Shingle
Appliances Dryer,Washer,Dishwasher,Exhaust Fan,Refrigerator,Icemaker,Stove,Built-In Microwave,Disposal,Microwave,Oven - Self Cleaning,Oven/Range - Electric,Stainless Steel Appliances,Water Dispenser,Water Heate
Zoning R
Garage Spaces 1.00
Patio/Porch Features Deck(s),Patio(s),Porch(es)
Architectural Style Colonial
Security Features Main Entrance Lock,Smoke Detector
Construction Materials Vinyl Siding
School District HOWARD COUNTY PUBLIC SCHOOLS
Year Built 1998
View Creek/Stream,Garden/Lawn,Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
County HOWARD
New Construction No
Property Type Residential
HOA No
Subdivision Name HARWOOD PARK
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From Washington Blvd/US-1 N toward Elkridge,turn right onto Loudon Ave. Turn right onto Athol Ave. Turn right onto Ivy Ter.
City ELKRIDGE
Disclosures Prop Disclaimer
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 7943.00
Tax Assessed Value 443200.0
Tax Annual Amount 6500.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 371.83
Vacation Rental Y/N No
Virtual Tour https://youriguide.com/embed/5kt20_6420_ivy_terrace_elkridge_md?unbranded=1&bgcolor=FFFFFF
Total SQFT 2350
Standard Status Active
Year Built Source Assessor
Tax Lot 1159

Interior Features

Interior Amenities Attic,Breakfast Area,Ceiling Fan(s),Chair Railings,Combination Dining/Living,Crown Moldings,Dining Area,Floor Plan - Open,Kitchen - Eat-In,Kitchen - Island,Kitchen - Table Space,Primary Bath(s),Pantr
Heating Fuel Electric,Natural Gas
Basement Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Windows
Flooring Ceramic Tile,Hardwood,Luxury Vinyl Plank
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Bay/Bow,Double Pane,Insulated,Screens,Vinyl Clad
Fireplace Y/N No
Above Grade Finished Area 1654
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 696
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Foyer,Laundry
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Has Laundry,Lower Floor
Below Grade Unfin Area Units Square Feet
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 4
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 1
Bedrooms Count Upper Level 2 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 2 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 2 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Extensive Hardscape,Exterior Lighting
Pool No Pool
Parking Features Asphalt Driveway,Paved Driveway
Lot Features Backs to Trees,Front Yard,Landscaping,No Thru Street,Rear Yard,SideYard(s),Stream/Creek,Trees/Wooded
Water Source Public
Total Parking Spaces 1
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Slab
Water View Y/N Yes
Lot Size Acres 0.18
Lot Size Source Assessor
Waterfront Y/N No
Door Features Insulated,Six Panel,Sliding Glass
Land Assessed Value 193200.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 1

Room Details

Bedroom 2 Upper 1 Flooring - Luxury Vinyl Plank,Crown Molding
Bedroom 3 Upper 2 Flooring - Luxury Vinyl Plank,Ceiling Fan(s),Crown Molding
Bedroom 4 Upper 2 Flooring - Luxury Vinyl Plank,Crown Molding
Bedroom 5 Lower 1 Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
Dining Room Main Flooring - HardWood
Family Room Lower 1 Flooring - Luxury Vinyl Plank
Foyer Main Flooring - HardWood,Crown Molding
Kitchen Main Flooring - Luxury Vinyl Plank,Countertop(s) - Granite,Ceiling Fan(s),Crown Molding,Kitchen - Eat-in,Kitchen - Electric Cooking,Pantry
Laundry Lower 1
Living Room Main Flooring - HardWood,Ceiling Fan(s),Crown Molding
Primary Bedroom Upper 2 Attached Bathroom,Ceiling Fan(s),Crown Molding

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Call School Board Elementary School
Middle School Call School Board Middle School
High School Call School Board High School

Price History

5/7/2026 Listed $639,900
7/10/2026 3% - $625,000
9/19/2026 2% - $615,000

Property vs Zip Code Average in 21075

Price
AVG $730K
$620K
Taxes
AVG $7,870
$6,500
Year Built
AVG 1989
1998
Visits
AVG 352
1262
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

6420 Ivy Terrace Elkridge, MD is a Single Family Home for sale at $615000 with 2350 sqft and a lot size of 0.18 Acres Acre(s). 6420 Ivy Terrace Elkridge has 5 bedrooms, 3 baths and was built in 1998. The property's zip code is 21075 which is in Elkridge, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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