3443 Gamber Road

Finksburg, MD
$ 4,200,000 Beds 10 Baths 10.5 Sq 13,898
Monthly Estimate* How much can I afford?

Welcome to one of Finksburg's most extraordinary private estates, offering almost 14,000 square feet of beautifully finished living space between the magnificent main residence and a beautifully appointed in-law residence above the detached three-car garage. Expertly custom designed and built in 2024, this exceptional 20-acre estate blends timeless modern farmhouse architecture, luxurious finishes, resort-inspired amenities, and thoughtfully designed spaces for grand entertaining, multigenerational living, and everyday comfort. A long private drive leads to the striking main residence, where split faced brick, board-and-batten siding, black-framed windows, architectural metal roof accents, and expansive covered porches create an unforgettable first impression. Inside, a dramatic foyer welcomes you with a private office and elegant powder room before opening into spacious living areas filled with natural light. At the heart of the home is a spectacular gourmet kitchen featuring premium appliances, abundant custom cabinetry, an oversized center island, and an expansive butler's pantry designed for effortless entertaining. An oversized dining room, large playroom, mudroom, generous storage throughout, and laundry rooms on every level provide exceptional functionality. The upper level offers five spacious ensuite bedrooms, each featuring a private bathroom and walk-in closet. The luxurious owner's retreat serves as a private sanctuary with vaulted ceilings, a private balcony overlooking the estate, an oversized walk-in closet, and a spa-inspired marble bathroom featuring a 42" x 72" soaking tub, oversized walk-in shower with rainfall showerhead and body sprays, and designer finishes throughout. An oversized laundry room, generous linen storage, and a dedicated barber shop complete the upper level. The fully finished lower level is designed for recreation, wellness, and entertainment, featuring an expansive recreation room, private home theater, dedicated fitness center with adjoining sauna, two additional ensuite bedrooms, an additional half bath, abundant storage, and a secure underground bunker. Outdoor living is equally impressive, with an expansive composite deck overlooking the private, tree-lined backyard, covered patio spaces, open lawn, fenced yard, children's play area, private pond, and mature trees creating an exceptional balance of privacy and usable outdoor space. Complementing the main residence is an architecturally matching detached three-car garage with a beautifully finished in-law residence above, offering remarkable flexibility for extended family, guests, or private accommodations. The main level includes a spacious flex room currently utilized for storage, while the upper level offers two additional bedrooms, including a private ensuite, an additional full bath, spacious living areas, a full kitchen, private laundry, and radiant heated floors throughout. Designed for long-term comfort and efficiency, the estate is equipped with a full-house generator, four HVAC systemsincluding a dedicated system for the primary suite and separate systems serving the main and lower levelsprivate well, 3,000-gallon propane storage, dry well tanks, propane-powered HVAC and water heaters, and radiant heated flooring throughout the detached residence. Properties of this caliber are exceptionally rare. Combining over 14,000 square feet of custom-designed living space, two beautifully appointed residences, luxury amenities rarely found in today's market, and a spectacular 20-acre setting, 3443 Old Gamber Road represents a once-in-a-generation opportunity to own one of Finksburg's premier custom-built estates.

ACTIVE

  • Price
  • $ 4,200,000
  • City
  • Finksburg
  • Bedrooms
  • 10
  • Full Bathrooms
  • 9
  • County
  • CARROLL
  • Half Bathrooms
  • 3
  • Area
  • Lot Size
  • 20 Acres
  • Zip
  • 21048
  • Sqr Footage
  • 13,898
  • Year Built
  • 2024
  • Taxes
  • $ 19632
  • Style
  • Craftsman
  • MLS#
  • MDCR2036856
Listed By: Daniel W Cohen with EXP Realty, LLC - 8888607369;
Data Source: Bright MLS

Features

General

Living Area 13898
Sewer On Site Septic
Heating Forced Air,Energy Star Heating System
Cooling Central A/C,Zoned,Multi Units
Utilities Propane,Electric Available
Possession Settlement
Roof Architectural Shingle,Metal
Appliances Built-In Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Energy Efficient Appliances,Exhaust Fan,Extra Refrigerator/Freezer,Freezer,Icemaker,Microwave,Oven/Range - Gas,Range Hood,Refrigerator,Six
Zoning CONSE
Garage Spaces 7.00
Patio/Porch Features Deck(s),Patio(s)
Architectural Style Craftsman
Construction Materials Brick,HardiPlank Type
School District CARROLL COUNTY PUBLIC SCHOOLS
Year Built 2024
Electric 200+ Amp Service,Generator
View Trees/Woods,Water
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CARROLL
New Construction No
Property Type Residential
HOA No
Subdivision Name GAMBER
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade
Full Baths 9
Status ACTIVE
Directions ***TYPE IN 3443 Gamber Rd. on GPS*** -Finksburg Maryland Head toward Murray Rd 0.1 mi Turn left onto Murray Rd 0.2 mi Turn left onto Old Westminster Pike 0.2 mi Turn left onto Old Gamber Rd 0.3
City FINKSBURG
Disclosures Conserv Area,Land Preservation Easement
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 871200.00
Tax Assessed Value 1836400.0
Tax Annual Amount 19632.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 302.2
Acceptable Financing Cash,Conventional
Vacation Rental Y/N No
Total SQFT 13898
Standard Status Active
Year Built Source Assessor
Legal Subdivision WOOLERYS ELECTION DISTRICT
Tax Lot OC#2

Interior Features

Interior Amenities 2nd Kitchen,Additional Stairway,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Built-Ins,Butlers Pantry,Carpet,Ceiling Fan(s),Chair Railings,Combination Dining/Living,Crown Mo
Heating Fuel Propane - Owned
Basement Fully Finished,Connecting Stairway,Heated,Improved,Interior Access,Outside Entrance
Flooring Marble
Total Fireplaces 2
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 13898
Half Baths 3
Central Air Y/N Yes
Total Bedrooms 10
Main Level Bedrooms 1
LivingAreaSource Estimated
Laundry Type Upper Floor,Main Floor,Lower Floor
Below Grade Unfin Area Units Square Feet
Bedrooms Count All Lower Levels 2
Bedrooms Count All Upper Levels 7
Bedrooms Count Lower Level 1 2
Bedrooms Count Upper Level 1 7
Bathrooms Half Main Level 2
Bathrooms Half Lower Level 1 1
Bathrooms Half All Lower Levels 1
Bathrooms Full Upper Level 1 7
Bathrooms Full Lower Level 1 2
Bathrooms Full All Upper Levels 7
Bathrooms Full All Lower Levels 2
Bathrooms Count Upper Level 1 7.00
Bathrooms Count Lower Level 1 3.00
Bathrooms Count All Upper Levels 7
Bathrooms Count All Lower Levels 3
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 12

Exterior Features

Exterior Amenities Exterior Lighting,Lawn Sprinkler,Play Area
Pool No Pool
Parking Features Asphalt Driveway,Circular Driveway,Private
Lot Features Backs to Trees,Front Yard,Landscaping,Pond,Private,Secluded,Trees/Wooded
Water Source Private,Well
Total Parking Spaces 27
Garage Features Additional Storage Area,Built In,Covered Parking,Garage - Side Entry,Inside Access
Type of Parking Attached Garage,Detached Garage,Driveway
Land Use Code R
Foundation Details Concrete Perimeter
Water View Y/N Yes
Lot Size Acres 20.00
Lot Size Source Estimated
Waterfront Y/N No
Land Assessed Value 228400.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 3
# of Detached Garage Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/3/2026 Listed $4,200,000

Property vs Zip Code Average in 21048

Price
AVG $870K
$4.2M
Taxes
AVG $6,157
$19,632
Year Built
AVG 1978
2024
Visits
AVG 309
31
Data Provided by Inside Real Estate®

Areas That We Cover

3443 Gamber Road Finksburg, MD is a Single Family Home for sale at $4200000 with 13898 sqft and a lot size of 20 Acres Acre(s). 3443 Gamber Road Finksburg has 10 bedrooms, 9 baths and was built in 2024. The property's zip code is 21048 which is in Finksburg, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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