7130 Decoy Drive

Owings, MD
$ 775,000 Beds 4 Baths 4.5 Sq 4,067
Monthly Estimate* How much can I afford?

Welcome to this spacious home offering over 4,000 square feet of finished living space with room for everyone and plenty of space to entertain! The main level features a welcoming kitchen overlooking the fireplace, plus a bright morning room with access to the incredible backyard. The primary bedroom is conveniently located on the main level and offers a private full bath. Upstairs, you'll find three additional bedrooms, including a second primary suite, providing flexibility for guests and/or multi-generational living. The finished lower level offers even more living space with a large recreation room, full bath, generous storage/workshop area, and walk-out access to the yard. Outside, enjoy a large, level and cleared backyard with a spacious patioperfect for gatherings, play, and outdoor entertaining. Additional highlights include a 2-car attached garage and two large sheds for ample storage. Conveniently located with easy access to Route 4 and just a short drive to local shopping, dining, and everyday conveniences. Located in a Blue Ribbon school district, this home checks all the boxes. Dont wait!

ACTIVE

  • Price
  • $ 775,000
  • City
  • Owings
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • CALVERT
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1 Acres
  • Zip
  • 20736
  • Sqr Footage
  • 4,067
  • Year Built
  • 2001
  • Taxes
  • $ 6961
  • Style
  • Colonial
  • MLS#
  • MDCA2030000
Listed By: Cheryl A Bare with CENTURY 21 New Millennium - 3016099000;
Data Source: Bright MLS

Features

General

Living Area 4067
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C
Possession Settlement
Zoning RUR
Garage Spaces 2.00
Architectural Style Colonial
Construction Materials Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 2001
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 3
Accessibility None
County CALVERT
New Construction No
Property Type Residential
HOA No
Subdivision Name FRIDAY CREEK ESTATES
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions Take Chaneyville Rd....turn right onto Decoy Dr...follow to cul-de-sac (see sign in yard)
City OWINGS
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 43560.00
Tax Assessed Value 620033.0
Tax Annual Amount 6961.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 263.87
Vacation Rental Y/N No
Total SQFT 4794
Standard Status Active
Year Built Source Assessor
Legal Subdivision FRIDAY'S CREEK ESTS
Tax Lot 13R

Interior Features

Heating Fuel Electric
Basement Connecting Stairway,Outside Entrance
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 2937
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1130
Room Type Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Breakfast Room,Office,Recreation Room,Bathroom 2,Bathroom 3,Primary Bathroom,Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 727
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 5

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Side Entry,Garage Door Opener
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Permanent
Water View Y/N No
Lot Size Acres 1.00
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 170000.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Bathroom 2 Upper 1
Bathroom 3 Main
Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Main
Bedroom 4 # 2 Lower 1
Breakfast Room Main
Dining Room Main
Family Room Main
Half Bath Main
Kitchen Main
Office Main
Primary Bathroom Upper 1
Primary Bedroom Upper 1
Recreation Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/14/2026 Listed $775,000

Property vs Zip Code Average in 20736

Price
AVG $810K
$780K
Taxes
AVG $6,037
$6,961
Year Built
AVG 1990
2001
Visits
AVG 190
31
Data Provided by Inside Real Estate®

Areas That We Cover

7130 Decoy Drive Owings, MD is a Single Family Home for sale at $775000 with 4067 sqft and a lot size of 1 Acres Acre(s). 7130 Decoy Drive Owings has 4 bedrooms, 4 baths and was built in 2001. The property's zip code is 20736 which is in Owings, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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