**ASSUMABLE 5.75% LOAN!!** Finding over 3,000 square feet of updated living space on a full acre just minutes from the beach is rareespecially in a quiet neighborhood with no HOA. This beautifully maintained home offers an incredibly versatile three-level layout, five bedrooms, multiple living spaces, and the kind of flexibility todays buyers are searching for. Upon entering the home, youll find a spacious living room, including one of two brick fireplaces, a den, two generously sized bedrooms, and a full bath. This entire level offers tremendous versatility for everyday living, guests, a home office, playroom, or even multi-generational needs. The upper level serves as the heart of the home, with a stunning renovated kitchen featuring granite countertops, upgraded cabinetry, updated appliances, a large center island, and an elegant backsplash. The kitchen connects beautifully with the dining area and living room, creating an inviting space for both everyday life and entertaining. This level also features two additional bedrooms and two full baths, including the spacious primary suite with its own private bath. The finished lower level adds yet another dimension to the home, offering a large family room anchored by a second elegant brick fireplace, a beautiful custom bar, a fifth bedroom, and a convenient half bath. With its generous finished space and walk-out access, this level is ideal for entertaining, overnight guests, a recreation or media room, or additional private living space. Outside, enjoy the privacy and freedom that come with a full acre of landplenty of room for entertaining, gardening, play, or simply relaxing in your own backyard. And with the beach just four miles away, weekends can be spent enjoying the water and everything this desirable location has to offer. Luxury vinyl plank flooring, updated lighting, replacement windows, newer HVAC, roof and siding, a recently replaced well pump, and a one-car garage mean many of the major improvements have already been completed, allowing the next owner to simply move in and enjoy. Located within the highly regarded Calvert County school district and offering convenient access to Annapolis, Baltimore, and Washington, D.C., this home delivers a rare combination of space, flexibility, privacy, and location. With five bedrooms, three full baths, a half bath, multiple living areas, a full acre, no HOA, and the beach just minutes away, this is an exceptional opportunity to enjoy the space you want and the lifestyle youve been looking for. Qualified buyers can assume the 5.75% VA loan of the current owner, with acceptable offer (buyer does not have to be a veteran to assume the loan).
Based on the average sale price from the Columbia, MD office
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
8827 Lafayette Drive Owings, MD is a Single Family Home for sale at $599000 with 3358 sqft and a lot size of 1.02 Acres Acre(s). 8827 Lafayette Drive Owings has 5 bedrooms, 3 baths and was built in 1975. The property's zip code is 20736 which is in Owings, MD
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Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
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