8827 Lafayette Drive

Owings, MD
$ 599,000 Beds 5 Baths 3.5 Sq 3,358 Virtual Tour
Monthly Estimate* How much can I afford?

**ASSUMABLE 5.75% LOAN!!** Finding over 3,000 square feet of updated living space on a full acre just minutes from the beach is rareespecially in a quiet neighborhood with no HOA. This beautifully maintained home offers an incredibly versatile three-level layout, five bedrooms, multiple living spaces, and the kind of flexibility todays buyers are searching for. Upon entering the home, youll find a spacious living room, including one of two brick fireplaces, a den, two generously sized bedrooms, and a full bath. This entire level offers tremendous versatility for everyday living, guests, a home office, playroom, or even multi-generational needs. The upper level serves as the heart of the home, with a stunning renovated kitchen featuring granite countertops, upgraded cabinetry, updated appliances, a large center island, and an elegant backsplash. The kitchen connects beautifully with the dining area and living room, creating an inviting space for both everyday life and entertaining. This level also features two additional bedrooms and two full baths, including the spacious primary suite with its own private bath. The finished lower level adds yet another dimension to the home, offering a large family room anchored by a second elegant brick fireplace, a beautiful custom bar, a fifth bedroom, and a convenient half bath. With its generous finished space and walk-out access, this level is ideal for entertaining, overnight guests, a recreation or media room, or additional private living space. Outside, enjoy the privacy and freedom that come with a full acre of landplenty of room for entertaining, gardening, play, or simply relaxing in your own backyard. And with the beach just four miles away, weekends can be spent enjoying the water and everything this desirable location has to offer. Luxury vinyl plank flooring, updated lighting, replacement windows, newer HVAC, roof and siding, a recently replaced well pump, and a one-car garage mean many of the major improvements have already been completed, allowing the next owner to simply move in and enjoy. Located within the highly regarded Calvert County school district and offering convenient access to Annapolis, Baltimore, and Washington, D.C., this home delivers a rare combination of space, flexibility, privacy, and location. With five bedrooms, three full baths, a half bath, multiple living areas, a full acre, no HOA, and the beach just minutes away, this is an exceptional opportunity to enjoy the space you want and the lifestyle youve been looking for. Qualified buyers can assume the 5.75% VA loan of the current owner, with acceptable offer (buyer does not have to be a veteran to assume the loan).

ACTIVE

  • Price
  • $ 599,000
  • City
  • Owings
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • CALVERT
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.02 Acres
  • Zip
  • 20736
  • Sqr Footage
  • 3,358
  • Year Built
  • 1975
  • Taxes
  • $ 6389
  • Style
  • Colonial
  • MLS#
  • MDCA2027968
Listed By: Kevin Bobrow with The Cornerstone Agency, LLC - 4102206022;
Data Source: Bright MLS

Features

General

Living Area 3358
Sewer Septic Exists,Private Septic Tank
Heating Heat Pump(s)
Cooling Central A/C
Possession 0-30 Days CD,31-60 Days CD,120-180 Days,Immediate,Negotiable
Roof Architectural Shingle
Zoning R
Garage Spaces 1.00
Architectural Style Colonial
Construction Materials Brick
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1975
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CALVERT
New Construction No
Property Type Residential
HOA No
Subdivision Name PARIS ESTATES
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From 260 (Cheasapeake Beach Rd),turn north onto Lafayette Dr. Home is on the right.
City OWINGS
Body of Water Chesapeake Bay
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 44431.00
Tax Assessed Value 558967.0
Tax Annual Amount 6389.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 245.69
Acceptable Financing Cash,Conventional,FHA,VA,Assumption
Vacation Rental Y/N No
Total SQFT 3588
Standard Status Active
Year Built Source Assessor
Legal Subdivision PARIS ESTS
Tax Lot 10

Interior Features

Heating Fuel Electric
Basement Fully Finished
Total Fireplaces 2
Fireplace Features Brick
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2438
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 920
Room Type Living Room,Dining Room,Kitchen,Family Room,Recreation Room
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 230
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 2
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 2
Bathrooms Half Lower Level 1 1
Bathrooms Half All Lower Levels 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 5
Garage Features Garage - Front Entry,Garage Door Opener
Type of Parking Attached Garage,Driveway,On Street
Land Use Code E
Foundation Details Block
Water View Y/N No
Lot Size Acres 1.02
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 150100.00
Navigable Water Y/N No
Water Oriented Y/N Yes
# of Attached Garage Spaces 1

Room Details

Dining Room Upper 1
Family Room Main
Kitchen Upper 1
Living Room Upper 1
Recreation Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/19/2026 Listed $650,000
7/16/2026 2% - $640,000
7/28/2026 3% - $625,000
8/10/2026 5% - $599,000

Property vs Zip Code Average in 20736

Price
AVG $820K
$600K
Taxes
AVG $6,061
$6,389
Year Built
AVG 1990
1975
Visits
AVG 196
618
Data Provided by Inside Real Estate®

Areas That We Cover

8827 Lafayette Drive Owings, MD is a Single Family Home for sale at $599000 with 3358 sqft and a lot size of 1.02 Acres Acre(s). 8827 Lafayette Drive Owings has 5 bedrooms, 3 baths and was built in 1975. The property's zip code is 20736 which is in Owings, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.