1339 Fishing Creek Road

Annapolis, MD
$ 675,000 Beds 3 Baths 2.5 Sq 1,574 Virtual Tour
Monthly Estimate* How much can I afford?

AN EXCEPTIONAL OPPORTUNITY TO ASSUME THE EXISTING 4.75% Discover the charm and flexibility of the 3 - bedroom, 2.5 bath Coastal haven in Oyster Harbor, one of Annapolis most desirable water - privileged communities. AnThoughtfully designed for comfortable everyday living and the Chesapeake Bay lifestyle, the home offers inviting indoor spaces, outdoor entertaining areas, and access to exceptional community amentiies. Fresh updates - including interior paint make the home feel refreshed and ready to enjoy. On first level two bedrooms with adjoining Jack and Jill bathroom plus 1/2 bath and laundry room. Handsome hardwoods add warmth and character throughout the main living areas. A Wood burning fireplace creates a cozy focal point for cool evenings and relaxed gatherings. A large pantry provides valuable kitchen storage and everyday convenience. The spacious primary suite includes a private ensuite bath and an upper-level deck, offering a peaceful place to enjoy morning coffee or unwind outdoors. The second floor flex space can serve as a home office, sitting room, dressing area, nursery, or an opportunity to enlarge the primary bath. A screened porch extends the living space outdoors - ideal for dining, entertaining, or enjoying the quite surroundings. The fenced backyard offers privacy and room for pets, play, gardening, or outdoor entertaining. A dedicated grilling station makes hosting summer cookouts easy. The spacious garage includes a workshop area plus attic storage, with room for tools, bikes, paddle boards, boating gear, outdoor equipment, and Chesapeake Lifestyle essentials. Security system. Life here extends beyond the property lines. Oyster Harbor is a water- privileged community with access to a community marina, kayak rack, and beach, both a short stroll from the home. Enjoy boating, kayaking, fishing, swimming, or simple taking in the waterfront atmosphere without giving up the convenience of being minutes from downtown Historic Annapois. The community amenities are included through Oyster Harbor's tax district, helping make the neighborhood's recreational features part of the homeownership experience. Va Assumable loan @ 4.75% may be available. This home is more coastal charm - it is an opportunity to embrace the casual, connected, water oriented lifestyle of Annapolis

ACTIVE

  • Price
  • $ 675,000
  • City
  • Annapolis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.17 Acres
  • Zip
  • 21403
  • Sqr Footage
  • 1,574
  • Year Built
  • 2000
  • Taxes
  • $ 6138
  • Style
  • Coastal,Cottage
  • MLS#
  • MDAA2156688
Listed By: Constance W Cadwell with Coldwell Banker Realty - 4102638686;
Data Source: Bright MLS

Features

General

Living Area 1574
Sewer Public Septic
Heating Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C
Utilities Cable TV Available
Possession Settlement
Appliances Built-In Microwave,Dishwasher,Dryer,Exhaust Fan,Icemaker,Microwave,Oven/Range - Electric,Refrigerator,Stainless Steel Appliances,Washer,Water Conditioner - Owned,Water Heater
Zoning R2
Garage Spaces 1.00
Patio/Porch Features Deck(s),Porch(es),Screened
Architectural Style Coastal,Cottage
Security Features Security System,Smoke Detector
Construction Materials Other
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2000
View Garden/Lawn,Scenic Vista
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
County ANNE ARUNDEL
New Construction No
Property Type Residential
HOA No
Subdivision Name OYSTER HARBOR
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade
Total Rooms 9
Full Baths 2
Status ACTIVE
Directions GPS
City ANNAPOLIS
Body of Water Fishing Creek
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 7500.05
Tax Assessed Value 0.0
Tax Annual Amount 6138.43
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 428.84
Acceptable Financing Assumption,Cash,Conventional,VA,FHA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 1574
Standard Status Active
Year Built Source Estimated
Association Recreation Fee No

Interior Features

Interior Amenities Carpet,Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Floor Plan - Open,Kitchen - Gourmet,Pantry,Primary Bath(s),Store/Office,Upgraded Countertops,Wood Floors
Heating Fuel Electric
Flooring Carpet,Hardwood
Total Fireplaces 1
Fireplace Features Mantel(s),Wood
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Window Features Sliding
Fireplace Y/N Yes
Above Grade Finished Area 1574
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
LivingAreaSource Estimated
Laundry Type Has Laundry,Main Floor
Bathrooms Half Main Level 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Private Beach,Other
Pool No Pool
Fencing Wood
Lot Features Backs to Trees,Landscaping,Rear Yard
Water Source Conditioner,Well
Total Parking Spaces 1
Garage Features Garage - Front Entry,Additional Storage Area
Type of Parking Detached Garage,Driveway
Foundation Details Other
Spa No
Water View Y/N No
Lot Size Acres 0.17
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N No
Door Features Sliding Glass
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Beach,Sail,Swimming Allowed,Waterski/Wakeboard
Horse Y/N No
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Detached Garage Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/22/2026 Listed $675,000

Property vs Zip Code Average in 21403

Price
AVG $1.77M
$680K
Taxes
AVG $11,809
$6,138
Year Built
AVG 1980
2000
Visits
AVG 456
6
Data Provided by Inside Real Estate®

Areas That We Cover

1339 Fishing Creek Road Annapolis, MD is a Single Family Home for sale at $675000 with 1574 sqft and a lot size of 0.17 Acres Acre(s). 1339 Fishing Creek Road Annapolis has 3 bedrooms, 2 baths and was built in 2000. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.