1004 Cottonwood Rd

Charlottesville, VA
$ 689,900 Beds 4 Baths 3 Sq 2,200
Monthly Estimate* How much can I afford?

In Charlottesville's Locust Grove neighborhood ? minutes from public parks, the Rivanna River and its trail network, downtown, and the 250 Bypass, with quick access to UVA, Rt 29, and I-64 ? this 4-bedroom home has been renovated down to the studs. Everything is brand new: plumbing, electrical, HVAC, drywall, windows, and roof, finished with gleaming surfaces and beautiful glass tile throughout. The main level offers two bedrooms and a full bath, while the walk-out lower level ? with two more legal bedrooms, a second full bath, and its own private entrance ? easily lives as a full apartment, in-law suite, or guest quarters, or simply flexible space for a home office and more. A screened-in back porch overlooks the 0.22-acre yard with a storage shed and potential room for an ADU. A sought-after in-town location with green space at every turn ? and nothing left to do but move in.,Wood Cabinets,Fireplace in Living Room

ACTIVE

  • Price
  • $ 689,900
  • City
  • Charlottesville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • CHARLOTTESVILLE CITY
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.22 Acres
  • Zip
  • 22903
  • Sqr Footage
  • 2,200
  • Year Built
  • 1957
  • Taxes
  • $ 4487
  • Style
  • Ranch/Rambler
  • MLS#
  • 678423
Listed By: SASHA TRIPP with STORY HOUSE REAL ESTATE - 4342601435;
Data Source: Bright MLS

Features

General

Living Area 2200
Sewer Public Sewer
Cooling Central A/C
Roof Composite
Appliances Washer/Dryer Hookups Only
Architectural Style Ranch/Rambler
Security Features Carbon Monoxide Detector(s),Smoke Detector
Construction Materials Wood Siding,Brick,HardiPlank Type
School District CHARLOTTESVILLE CITY PUBLIC SCHOOLS
Exclusions N/A
Year Built 1957
View Other
Levels 1
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 0.00
County CHARLOTTESVILLE CITY
New Construction No
Property Type Residential
HOA No
Subdivision Name LOCUST GROVE
Garage Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Park Street to Left on Cottonwood. Home on Right.
City CHARLOTTESVILLE
Disclosures Prop Disclosure
Tax Annual Amount 4487.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Above Grade Unfin SQFT 200
Price Per Sq Ft Total AG 689.9
Construction Completed Y/N No
Vacation Rental Y/N No
Total SQFT 2400
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Entry Level Bedroom
Heating Fuel Electric
Basement Fully Finished,Full,Heated,Interior Access,Outside Entrance,Windows
Flooring Ceramic Tile,Hardwood
Fireplace Features Gas/Propane
Basement (Y/N) Yes
Air Conditioning Y/N No
Fireplace Y/N No
Above Grade Finished Area 1000
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1200
Room Type Living Room,Kitchen,Family Room,Foyer,Sun/Florida Room,Laundry,Full Bath,Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 2
Bathrooms Count All Lower Levels 2
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Lot Features Sloping,Landscaping
Water Source Public
Inclusions All appliances in home at time of showing.
Foundation Details Concrete Perimeter
Water View Y/N No
Building Area Total 2400.00
Lot Size Acres 0.22
Water Oriented Y/N No

Room Details

Additional Bedroom Lower 1
Additional Bedroom # 2 Lower 1
Family Room Lower 1
Foyer Main
Full Bath Lower 1
Full Bath # 2 Lower 1
Kitchen # 2 Lower 1
Kitchen Main
Laundry Lower 1
Living Room Main
Sun/Florida Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Charlottesville High School

Price History

6/14/2026 Listed $725,000
7/24/2026 2% - $714,900
8/1/2026 3% - $699,900
9/3/2026 2% - $689,900

Property vs Zip Code Average in 22903

Price
AVG $990K
$690K
Taxes
AVG $7,132
$4,487
Year Built
AVG 1976
1957
Visits
AVG 153
551
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1004 Cottonwood Rd Charlottesville, VA is a Single Family Home for sale at $689900 with 2200 sqft and a lot size of 0.22 Acres Acre(s). 1004 Cottonwood Rd Charlottesville has 4 bedrooms, 3 baths and was built in 1957. The property's zip code is 22903 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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