221 S Chester Street

Baltimore, MD
$ 389,900 Beds 3 Baths 0
Monthly Estimate* How much can I afford?

What makes this 2 unit investment property special? A great opportunity to own a recently renovated turnkey 2 apartment investment property with a large garage located a 10 minute walk to the Fells Point waterfront, a two block walk from beautiful Patterson Park and Eastern Avenue with its shops/restaurants. The property sets up well for FHA (owner occupied) financing, live in one unit and let the other pay your mortgage. Check out our House Hacking video to learn more about the advantages of owner occupied investing. 2 Unit Apartment Building Property Details The property make up is 2 self contained apartments – one 1 bedroom/ 1 bathroom apartment and one 2 bedroom/ 2 bathroom apartment. The one bedroom apartment is situated in the front of the building, it features original hardwood flooring, fresh paint and exposed brick walls. The kitchen has laminate counter tops, wooden cabinets, refrigerator, 30″ gas range, dishwasher and disposal. The bathroom has a modern vanity, soaking tub with shower and ceramic tile surround. The package is completed with a stacked washer/ dryer conviently located upstairs next to the bedroom. The two bedroom apartment is in the back of the building. The kitchen has undergone a tasteful renovation with all new stainless steel appliances, refrigerator, dishwasher, disposal, 30″ gas range with built in microwave, Corian countertops and wooden cabinets. 16 by16 inch ceramic tile floors in the kitchen lead to original hardwood throughout the apartment. The downstairs bathroom has a 5 ft. walk in shower with ceramic tile surround, a modern vanity. The upstairs bathroom is en suite. It has a modern vanity and a soaking tub with shower. The unit is completed by a stacked washer/dryer. The property is enhanced by a small courtyard for grilling or relaxing leading to a large (2 sedans) garage off rear alley. Who pays the utilities in this investment property? The apartments are separately metered for gas and electric allowing the tenants to easily pay their own utilities. Both units have their own gas fired forced air furnace and central air conditioning. The windows in this end unit are vinyl replacement throughout filling the property with natural light. The building has 200 Amps coming in with 100 Amps going to each unit with separate panels in unit. The roof was replaced 4 years ago. What’s Nearby? The location of 221 S. Chester St. is great with a Walk Score of 96 out of 100. This location is a Walker’s Paradise so daily errands do not require a car. The property is located two short blocks from bustling Patterson Park nicknamed ” Best Backyard in Baltimore”. The park consists of open fields of grass, large trees, paved walkways, historic battle sites, a lake, playgrounds, athletic fields, a swimming pool, an ice skating rink and other signature attractions and buildings. A short 5 block walk and you are in the heart of the Fells Point/Canton waterfront.


  • Price
  • $ 389,900
  • Lot Size
  • 1,742 SqFt
  • Bedrooms
  • 3
  • Full Bathrooms
  • 0
  • Year Built
  • 1915
  • Half Bathrooms
  • 0
  • City, Zip
  • Baltimore
  • Taxes
  • $ 5079
  • County
  • Style
  • Traditional
  • Area
  • MLS#
  • MDBA2018718
  • Zip
  • 21231
Listing Provided by: Ben Frederick Realty, Inc.
Data Source: Bright MLS - 382 - MD



Accessibility None
Architectural Style Traditional
Construction Materials Brick
Cool Fuel Electric
Cooling Energy Star Cooling System
Days on Market 21
Garage Spaces 2.00
Garage Y/N Yes
Heating Forced Air
Legal Subdivision Ward 1
Lot Size Square Feet 1845.00
New Construction No
One Bedroom Units Count 1
Other Structures Above Grade, Below Grade
Ownership Ground Rent
Pool Y/N No Pool
Possession 31-60 Days CD
Price Per Sq Ft 263.8
Property SubType Duplex
Property Type Multi-Family
School District 121137830454
Section 02
Sewer Public Sewer
Structure Type End of Row/Townhouse
Tax Annual Amount 5079.0
Tax Lot 053
Tax Year 2021
Total Units 2
Two Bedroom 1
Vacation Rental Y/N No
Water Access Y/N No
Zoning R-8

Interior Features

Central Air Y/N No
Heating Fuel Natural Gas
Heating Y/N Yes
Hot Water Natural Gas
Living Area 1478

Exterior Features

# Of Detached Garage Spaces 2
Foundation Details Brick/Mortar
Garage Features Garage - Rear Entry, Garage Door Opener
Lot Size Acres 0.04
Lot Size Source Estimated
Navigable Water Y/N No
Total Parking Spaces 2
Type of Parking Detached Garage, On Street
Water Oriented Y/N No
Water Source Public
Water View Y/N No
Waterfront Y/N No


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/15/2021 Listed $389,900

Property vs Zip Code Average in 21231

AVG $380K
AVG $4,667
AVG 22
Year Built
AVG 1918
AVG 98
Data Provided by Walkscore ® not using MLS data


Areas That We Cover

221 S Chester Street Baltimore, MD is a Single Family Home for sale at $389900 and a lot size of 1,742 SqFt Acre(s). 221 S Chester Street Baltimore has 3 bedrooms, 0 baths and was built in 1915. The property's zip code is 21231 which is in Baltimore, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.